Vehicle Finance

Joe Desira

Transparent and Hassle-Free Process

At Joe Desira, we offer a variety of flexible and transparent car financing solutions, establishing ourselves as a leading choice in Bury St Edmunds for your vehicle financing needs. Understanding that purchasing a vehicle is a significant investment, our aim is to make this process as accessible and stress-free as possible for you.

We provide an extensive range of finance products, including Personal Contract Purchase (PCP) and Hire Purchase (HP), through our partnerships with leading finance providers, Evolution Funding and Blue Motor Finance.
Blue Motor Finance And Evolution Funding - Joe Desira

Finance Options

Personal Contract Purchase (PCP)

Our PCP options are perfect for those who like flexibility at the end of their finance agreement. With PCP, you can keep your monthly payments lower by deferring a significant portion of the credit to the final payment at the end of the agreement. At the end of the term, you have the option to pay the final balloon payment to own the car, return the vehicle, or part-exchange it for a new one. It’s an ideal solution if you like to change cars regularly or want to keep your options open.

Hire Purchase (HP)

For those who prefer a straightforward route to owning their car, our HP finance is the ideal choice. You’ll pay for your car in manageable monthly instalments with the added benefit of owning the vehicle outright at the end of the agreement. This option is great for those who want a simple, budget-friendly way to spread the cost of their car over time.

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